These Terms and Conditions of Use (“Terms”) apply between you, the User of “this Website” (including any sub-domains, unless expressly excluded by their own Terms) and Advizure, the provider of this Website.

Advizure is owned by Adcentric Ltd, a company registered in England and Wales (Company no.12737603) with its registered office at Suite 2B, Beta House, Laser Quay, Culpeper Close, Rochester, Kent, ME2 4HU (“we”, “our”, “us”, “the Company”).

Please read these Terms carefully as they affect your legal rights. By using this Website you agree to comply and be bound by these Terms from your first use. If you do not agree to be bound by these Terms you should stop using this Website immediately.

In these Terms, “User” or “Users” means any third party that accesses this Website and is not i) employed by Advizure and acting in the course of their employment, or ii) engaged as a consultant or otherwise providing services to Advizure and accessing this Website in connection with the provision of providing such services.

You must be at least 18 years of age to use to use this Website. By using this Website and agreeing to these Terms, you represent and warrant that you are at least 18 years of age.

1. Intellectual property and acceptable use

1.1 All Content included on this Website, unless uploaded by professional Users, is the property of Advizure. In these Terms, Content means any text, graphics, images, audio, video, software, data compilations, page layout, underlying code and software and any other form of information capable of being stored in a computer that appears on or forms part of this Website, including any such content uploaded by Users.

1.2 By continuing to use the Website you acknowledge that such Content is protected by copyright, trademarks, database rights and other intellectual property rights. Nothing on this Website shall be construed as granting, by implication, estoppel, or otherwise, any license of right to use any trademark, logo or service mark displayed on the site without the owner’s prior written permission.

1.3 You may, for your own personal, non-commercial use only, electronically copy and print hard copy extracts from our Website for your own reference solely in connection with obtaining information from this Website. You must not otherwise reproduce, modify, copy or distribute or use for commercial purposes any Content without the written permission of Advizure.

2. Prohibited use

2.1 You may not use this Website for any of the following purposes:

a) in any way which causes, or may cause, damage to the Website or interferes with any other person’s use or enjoyment of the Website
b) in any way which is harmful, unlawful, illegal, abusive, harassing, threatening or otherwise objectionable or in breach of any applicable law, regulation or governmental order;
c) making, transmitting or storing electronic copies of Content protected by copyright without the permission of the owner.

3. Links to other websites

3.1 This Website may contain links to other sites. Unless expressly stated, these sites are not under the control of Advizure or that of our affiliates. We assume no responsibility for the Content of such websites and disclaim liability for any and all forms of loss or damage arising out of the use of them. The inclusion of a link to another site on this Website does not imply any endorsement of the sites themselves or of those in control of them.

4. Privacy Policy

4.1 Use of this Website is also governed by our Privacy Policy, which is incorporated into these Terms by this reference. To view the Privacy Policy please click on the following: https://advizure.co.uk/privacy-policy/

5. Availability of this Website and disclaimers

5. 1 Any online facilities, tools, services or information that Advizure makes available through this Website (the Service) is provided “as is” and on an “as available” basis. We give no warranty that the Service will be free of defects and or/faults.

5.2 To the maximum extent permitted by the law, we provide no warranties (express or implied) of fitness for a particular purpose, accuracy of information, compatibility and satisfactory quality. The information available on this Website is intended for general information purposes only and sets out our understanding of any chosen subject matter at the time of first publication. It is not intended to constitute advice or guidance upon which you may rely and is not a substitute for professional financial, care, legal or tax advice based on your personal circumstances.

5.3 Advizure is under no obligation to update information on this Website. All Users are advised to seek independent professional advice before acting on anything contained in or on this Website.

5.4 Advizure uses reasonable endeavours to ensure that this Website is secure and free of errors, viruses and other malware, we give no warranty or guaranty in that regard and all Users take responsibility for their own security, that of their personal details and their computers.

5.5 Advizure accepts no liability for any disruption or non-availability of this Website. Advizure reserves the right to alter, suspend or discontinue any part (or the whole of) this Website including, but not limited to, any products and/or services available. These Terms shall continue to apply to any modified version of this Website unless it is expressly stated otherwise.

5.6 Advizure.co.uk is a free service connecting consumers with financial advisers who are fully authorised and regulated by the Financial Conduct Authority. This service is available to UK residents only. Although we ensure professionals must provide their membership number for the relevant professional body, it is not practicable for us to independently verify all data provided.

5.7 Adcentric Ltd and Advizure do not endorse or approve any of the financial advisers or any advice that they may provide. It is the responsibility of the User to select an appropriate professional, to agree the terms of engagement with the professional and to assess the suitability of any products or services offered or recommended to them. Any decision to take up the services with a professional is made by you on the basis of your own enquiries.

6. Limitation of liability

6.1 Nothing in these Terms will limit or exclude our liability for:

a) death or personal injury caused by our negligence;
b) fraud;
c) any liability which cannot be excluded or limited under applicable law.

6.2 Adcentric Ltd and Advizure will not be liable to you in respect of any losses arising out of events beyond our reasonable control.

6.3 To the maximum extent permitted by law, in no event will Adcentric Ltd or Advizure, including its affiliates, officers, employees, suppliers or licensors, be liable for the following:

a) any business losses, such as loss of profits, income, revenue, anticipated savings, business, contracts, goodwill or commercial opportunities;
b) loss or corruption of any data, database or software;
c) any special, indirect or consequential loss or damage.

7. Changes to these Terms

7.1 These Terms may be varied by us from time to time. Such revised terms will apply to this Website from the date of publication. Users should check the Terms regularly to ensure familiarity with the then current version.

8. Severability

8.1 If any court or competent authority finds that any part of these Terms is invalid, illegal or unenforceable, that offending part shall be amended or extracted from the remaining terms all of which shall remain in full force as permitted by law.

9. Governing law and jurisdiction

9.1 These Terms shall be governed by and interpreted according to the law of England and Wales. Disputes arising under these Terms shall be subject to the exclusive jurisdiction of the English and Welsh courts.

10. Contact

10.1 If you have any concerns about material that appears on this Website, please contact info@advizure.co.uk.